Replace your debt collection agency in Peru with AI.
Our AI Collections Platform for Peru
About Colektia Peru
We specialize in helping businesses across Peru recover outstanding balances faster, more efficiently, and with a more customer-friendly approach through artificial intelligence and fully digital processes.
+7 Years
Enterprise-Ready Operations
+12 countries
Why Replace Your Collection Agency in Peru with AI Infrastructure?

Frequently Asked Questions
What regulations apply to collections activities in Peru?
Collections activities in Peru are governed by the Consumer Protection Code and supervised by Indecopi, as well as SBS guidelines for financial institutions. At Colektia, we comply with all applicable regulations to ensure lawful and transparent collection practices.
Can I outsource delinquent account collections in Peru with Colektia?
Yes. We provide digital collections services specifically designed for the Peruvian market, fully compliant with local regulations and capable of increasing recovery rates by up to 25%.
Does Colektia operate only in Lima or throughout Peru?
Our AI-powered infrastructure allows us to manage collections operations across the entire country, regardless of where your customers are located.
What types of companies in Peru can work with Colektia?
We work with banks, fintechs, retailers, telecom providers, and any business that manages credit products or recurring billing.
Why choose Colektia over a traditional collection agency in Peru?
Unlike traditional collection agencies, Colektia uses artificial intelligence and digital-first processes that deliver:
Higher Effectiveness
Increase recovery rates by up to 25% through predictive models.
Lower Costs
Reduce operational expenses by up to 30%.
Better Customer Experience
Deliver non-intrusive, omnichannel communication that protects customer relationships.
Scalability
Manage large account volumes without increasing internal headcount.
In short, we are faster, more efficient, and more customer-friendly than traditional collection agencies in Peru.














